Blackjack Payouts Explained

BLACKJACK Updated on: 1 September 2018

When you settle down to a game of blackjack, you winning odds will depend on what of payouts the casino is giving you. It does not matter if you are playing for fun or for real money, these payouts will still have an impact on your winning chances.

Many people wrongly assume that just because blackjack is a common game in many online casinos, the payouts are also similar. This is not the case. Each casino offers different payouts for its blackjack game. Read on to learn more about the sort of payouts to expect as you play online blackjack, and which ones to seek out.

1. What Is A Blackjack Payout?

The amount you win when you beat the dealer in a game of blackjack is the payout. The payouts will obviously differ depending on the quality of your win. For instance, winning with a blackjack (an ace and a 10), will entitle you to a bigger payout than say, winning by having a number greater than the dealer or remaining under 21 when the dealer busts.

Typical Blackjack Payouts

Basically, if your first hand gets you a 21, you will get the best payout you can hope for in this game. The payout is usually 3:2, and this means that a stake of $10 will earn you a profit of $15, so that you get paid a total of $25. You will win payouts of this manner for all cards that reach 21, unless, of course, the dealer has also managed to form a blackjack.

There are other ways to win, and the payouts are different in such scenarios. For instance, when you win by having a number that is larger than the dealer’s but are still under 21, your win ratio will be 1:1. Using the previous example, a wager of $10 will win you $10 as profit so that you end up with $20. This same win rate is used in case you win because the dealer has busted (gone past 21).

Not all casinos will pay you by the above formulas for your wins. So, never automatically assume that this is the way your winning bets will be settled. This is why you need to look at the table rules before playing blackjack with any casino to avoid any unexpected surprises.

Should you Seek Better Payouts Than What Typical Casinos Offer?

Basically, most casinos will give you payouts based on the ratios listed above. I can tell you that these payouts are good, and you can play any blackjack game that will pay you in this manner. In fact, all the casinos you find on this site, which are highly recommended for their premium quality services, offer these payout ratios for their regular blackjack games.

That said, you need to realize that there are many blackjack variants. The payouts listed above are strictly for regular blackjack, and not blackjack types such as Pontoon, which may have different payouts for different winning hands. For instance, in Pontoon, if you win by getting a 21, the payout ratio will be 2 to 1, which is much better than what you get with regular blackjack. But like the payouts for regular blackjack, this is the standard payout for this winning possibility in Pontoon blackjack, and is consequently the least you should settle for, although you should not expect better.

Casinos With Different Payouts

There are casinos that will not pay you 3 to 2 for a blackjack and 1 to 1 for any other win as you play blackjack. For instance, such a casino can offer a 6 to 5 payout for a natural 21, and this makes the casino’s edge more unfavorable to you. Using a bet of $10, a 21 that pays out 6 to 5 will return you a profit of $12 for a total payout of $22. With a 3 to 2 payout ratio, you would have received $25 for your win.

Other Factors That Directly Affect Blackjack Payouts

Just because two casinos are offering the same payout table for regular online blackjack, it does not mean that your odds of winning are similar in both cases. For one, using more decks can make a casino have a better edge, as does hitting a soft 17.

There are other less obvious ways a casino will take a bite out of your payouts over time without you realizing unless you are really keen. So, even though you see standard payouts being offered by an online casino, other subtle game features can make one casino more unfavorable to you than another.

Casinos Offering Best Blackjack Payouts

On this site, you will find casinos with the best blackjack payouts. All the casinos listed here offer the more favorable 3 to 2 win ratio for a natural 21, and a 1 to 1 payout ratio for other wins. Other conditions these casinos offer with their blackjack games are also favorable to you, and do not unfairly tip the winning odds in their favor as is usually the case with some casinos.

You should also know that the casinos on this site are fully regulated, and I have proven that their games are fair and their promotional offers lucrative. So, check out my reviews to ensure you end up playing blackjack at a casino that offers the best payouts you can find on the internet.

Also, to refine your skills further, look at other blackjack guides on this site. You can learn something that will help you increase your odds of winning as you enjoy this popular and exciting casino game online.